Empire Asset Management Group works with Millennials, young families, and professionals. Many of these individuals are just starting to accumulate wealth and are uncertain how to best manage and build it. Our goal is to help you create meaning and purpose with your wealth. By guiding you through your many options for maximizing your income and savings, we aim to help you build your wealth so you can pursue financial independence.
The challenge of keeping pace with an ever-changing financial landscape can be difficult as personal financial information is scattered among multiple policies and accounts. We believe financial organization is a key first step when you begin building your wealth. We help you determine how to bridge the gap between where you are today and where you want to be in the future.
As an investor, you want to be armed with a strategy that allows you to participate in the growth of the markets, while protecting on the downside. We connect you with an appropriate portfolio that reflects your specific accumulation goals in relation to your personal risk tolerance. With access to many investment products, your portfolio may include mutual funds, annuities, separate account management, and more.
Cash Flow Analysis
Many young professionals are focused on growing their family and careers while paying off student loans, auto loans, and mortgages. We provide advice and tools on opportunities for you to budget and improve your cash flow.
As you and your family begin to build your wealth, you likely don’t have the savings yet to replace a lost income or pay off debt. Life insurance provides a family income replacement should the worst happen. With access to a number of different life insurance options, we strive to find the most up-to-date, efficient, and cost-effective programs for you based on your unique needs.
Disability Income Insurance
How would you replace lost income if you unexpectedly became disabled, either due to an illness or injury? Unfortunately for many, it could mean dipping into your savings or turning to debt. Disability insurance can serve as the cornerstone of individual and business income and expense protection. We can structure coverage to help protect personal and business income against catastrophic loss due to an injury or long-term illness.
A common concern among families is determining how they will pay for their children’s college expenses while balancing their retirement planning. We can help you evaluate funding and savings options (such as 529 Plans or education trusts) and create an education strategy tailored to your goals.