Preserving Wealth

Empire Asset Management Group works with many individuals preparing for a monumental milestone in life: retirement. These transitional years are critical for bridging the gap between your pre-retirement years (when you were accumulating wealth) and your retirement years (when you’re relying on the wealth you’ve accumulated). This can be overwhelming, which is why it’s critical to have a dynamic financial strategy that is customized to your unique situation.

Income Planning

Income planning is a critical element of a solid retirement plan. A major financial goal is to have a consistent and reliable stream of income that will last through retirement. By developing a strategy, we can help you address critical questions, like how to shift from retirement savings to retirement income, how to estimate monthly income, and how to ensure those assets last.

Investment Management

Many clients transitioning into retirement are focused less on taking risks and focused more on managing and preserving their wealth. We help you analyze your income sources and determine how to match them with future expenses.

Financial Organization

Over time, our insurance policies and investments often gather dust and, as a result, you may not be taking advantage of the best opportunities available. We can help you organize your multiple financial strategies and ensure they are cohesively working together.

Life Insurance

During a time when you are focused on preserving assets, both for your retirement years and for your heirs, life insurance protects your retirement income and can replace assets upon one’s death. We can help you examine all factors and determine what type of life insurance is appropriate for your situation.

Long-Term Care Insurance

Typically not covered by health insurance, long-term care is costly and can significantly deplete assets. Long-term care insurance can help pay for a care plan. We can help you determine opportunities for protecting your assets and retirement income.